Find the Malaysian credit card that pays you back the most
Malaysia's free credit card comparison: compare 280+ cards from 18 banks, see which card to use at each shop, and get more cashback, miles and lounge visits. Free, no sign-up.
Tools
No login, no costDuitGain for Android β scan a shop's QR to see your best card, and get alerts when your cards have new promotions.
Get the appCredit card comparison Malaysia, done for how you actually spend
Most comparison sites rank cards by who pays them. DuitGain doesn't take money from banks. Every card in the Card Library is compared on the same rules: the bank's own rates, minimum spend, monthly caps and fees. The card that comes out on top is the one that actually pays you the most.
Cashback or air miles?
Enter your monthly spending on groceries, petrol, dining, eWallet reloads and more in the Cashback Calculator or Enrich Calculator. They check tiered rates and caps for you, so you see real ringgit and real miles, not headline rates. Not sure which suits you? The Cashback vs Enrich tool puts them side by side.
Use two cards together
No single card wins every category. The Combo Optimizer finds the best pair of cards for your spending and tells you which one to use where.
Already have cards? Get more from them
Save your cards once under My Cards. Then check which card gets a deal at a shop in Card Deals, see this week's bank promotions, and find which airport lounges you can use free in the Lounge Library.
Where the data comes from
Card rates, caps and fees come from each bank's product disclosure sheet and terms. Rules change often, so check with the bank before you apply. DuitGain is free, needs no sign-up, and never asks for your card number.
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