βοΈ Enrich Points Calculator
Use this Enrich points calculator to see how many Enrich points each credit card earns from your monthly spending.
π° Monthly Spending (RM)
Results
How the Enrich points calculator works
Every bank earns its own points first, such as TreatsPoints, Rewards Points or Bonus Points, and converts them to Enrich at a different rate. That makes it hard to compare cards directly.
This Enrich points calculator converts everything into Enrich points, so every card is measured the same way.
Steps
- Enter your monthly spending in each category.
- The calculator applies each card’s earn rate, category caps and points-to-Enrich conversion rate.
- Cards are listed by the Enrich points you’d earn each month.
Why the earn rate on the bank’s website isn’t enough
- Conversion rates differ: 5x bank points can be worth less Enrich than 2x on another card.
- Caps: high bonus rates often stop after a monthly limit.
- Excluded categories: some cards earn nothing on e-wallet, insurance or utilities.
An Enrich points calculator applies all of these rules at once, which is why the results often differ from what the advertising suggests.
Frequently asked questions
What’s the difference between the Enrich points calculator and the optimizer?
The calculator shows what each card earns on its own. The Enrich Card Optimizer finds the best combination of cards for your spending.
How many points do I need for a flight?
Check the Enrich Points Redemption Library for points needed by destination and cabin.
Where can I check my Enrich balance?
On the official Malaysia Airlines Enrich website.
Related tools
- Enrich Card Rank: the top Enrich cards by category.
- Cashback vs Miles Calculator: cashback or miles?
- KrisFlyer Calculator: the same idea for Singapore Airlines miles.