Credit Card Library — compare 280+ Malaysian credit cards

Filter every card from 18 banks by income, annual fee, cashback or miles, spending category, network and more. Tap ☆ to save a card to ⭐ My cards — it stays on this device and works across DuitGain.

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Disclaimer: Information is sourced from banks' official websites. We are not affiliated with any bank. Product terms may change — please verify on the official bank website before applying. Card images and bank logos have been removed to comply with legal requirements.

How does the DuitGain credit card calculator work?

This credit card calculator is built specifically around how Malaysians actually spend. Instead of pushing sponsored cards like typical affiliate comparison sites, it runs your real numbers against a live database of 284 local credit cards to find what genuinely earns you the most.

Unbiased personal finance calculation parameters

Enter your monthly spending by category — groceries, petrol, eWallet reloads, dining, and more — and the calculator automatically checks minimum-spend requirements, tiered reward rates, and monthly caps to show your actual cashback or air miles, not just a headline rate.

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