How to Read the Tables
Each table below shows 16 different spending categories, arranged in ascending order (best cards appear at the top).
These charts apply only to mileage cards, converted into Enrich Points (Malaysia Airlines).
Separate pages are available for KrisFlyer Miles and Cashback cards.
Understanding the numbers:
Example: If you see “1250” under the column “1000 Enrich (RM)”, it means you must spend RM1,250 in that category to earn 1,000 Enrich points.
This is equivalent to 1.25 Ringgit Per Mile (RPM).
- If you see “5000” under the column “Enrich Cap (RM)”, it means the monthly spending cap is RM 5,000 and any spending beyond RM 5,000 is either gaining 0 return or gaining very minimum return and negligible.
Cards showing 0 or blank mean they do not earn Enrich points for that spending category.
- This table shows the top 15 cards selected from a library of 278 cards (121 cashback cards and 169 mileage cards).
Note: Duplicate entries may appear when both Visa and Mastercard versions of the same card are listed separately.
Airlines
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 250,000 | 1250 | 100000 |
RM 190,000 | 1400 | |
RM 100,000 | 1562.5 | 125000 |
RM 24,000 | 1875 | 3000 |
RM 96,000 | 2000 | |
RM 100,000 | 2000 | |
RM 100,000 | 2400 | |
RM 24,000 | 2500 | 200000 |
RM 90,000 | 2500 | |
By Invitation Only | 2666.67 | |
By Invitation Only | 2666.67 | |
By Invitation Only | 3000 | |
RM 24,000 | 3000 | |
RM 60,000 | 4000 | 5000 |
RM 100,000 | 4000 |
Please click on the links and check for more details.
Dining
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 100,000 | 1000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 1000 | |
By Invitation Only | 1000 | |
By Invitation Only | 1000 | |
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
Preferred Clients Only | 1562.5 | |
Preferred Clients Only | 1562.5 | |
By Invitation Only [Premier Customer] | 1875 | 1142.86 |
RM 120,000 [AUM RM 1 mil] | 2000 | |
RM 96,000 | 2000 | |
RM 120,000 | 2400 | |
RM 60,000 | 2500 | |
RM 36,000 | 2625 | 428.57 |
RM 36,000 | 2625 | 428.57 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Duty Free
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1041.67 | 1666.67 |
RM 250,000 | 1250 | 100000 |
RM 190,000 | 1400 | |
RM 100,000 | 1562.5 | 125000 |
By Invitation Only [Premier Customer] | 1875 | 1142.86 |
RM 24,000 | 2500 | 200000 |
RM 60,000 | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only | 5000 | |
By Invitation Only | 5000 | |
By Invitation Only | 5000 | |
By Invitation Only | 5000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Education
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 80,000 | 1000 | |
RM 24,000 | 1041.67 | 1666.67 |
RM 24,000 | 1875 | 3000 |
RM 24,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only | 5000 | |
By Invitation Only | 5000 | |
RM 100,000 | 6000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 6000 | |
By Invitation Only [AUM RM 350k] | 7000 | |
RM 190,000 | 7000 | |
RM 192,000 | 7400 | |
RM 120,000 | 8000 | |
RM 120,000 | 8000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Entertainment
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
By Invitation Only [Premier Customer] | 1875 | 1142.86 |
RM 24,000 | 1875 | 3000 |
RM 24,000 | 2410 | |
RM 24,000 | 2410 | |
RM 24,000 | 2410 | |
RM 24,000 | 2410 | |
| 2500 | ||
RM 36,000 | 3000 | |
RM 60,000 | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 24,000 | 4000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
eWallet
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 60,000 | 1666.67 | 300 |
RM 24,000 | 1875 | 3000 |
RM 36,000 | 3000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
By Invitation Only | 5000 | |
RM 100,000 | 6000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 6000 | |
RM 24,000 | 6666.67 | |
By Invitation Only [AUM RM 350k] | 7000 | |
| 8000 | ||
RM 24,000 | 15000 | |
| 15000 | ||
By Invitation Only | 15000 | |
RM 24,000 | 15000 | |
By Invitation Only | 15000 |
For more information, please check the links provided.
Groceries
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
| 2500 | ||
RM 60,000 | 2500 | |
RM 30,000 | 2500 | |
RM 100,000 | 2500 | |
RM 36,000 | 3000 | |
By Invitation Only [Premier Customer] | 3000 | 1000 |
RM 24,000 | 3000 | |
RM 30,000 | 4000 | |
RM 60,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 | |
RM 36,000 | 4000 | 1000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Hotel
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
RM 24,000 | 1875 | 3000 |
RM 96,000 | 2000 | |
By Invitation Only | 2666.67 | |
By Invitation Only | 2666.67 | |
By Invitation Only | 3000 | |
RM 100,000 | 4000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 4000 | |
RM 60,000 | 4000 | 5000 |
RM 60,000 | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 24,000 | 4000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Insurance
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1875 | 3000 |
RM 24,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only | 5000 | |
By Invitation Only | 5000 | |
RM 100,000 | 6000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 6000 | |
By Invitation Only [AUM RM 350k] | 7000 | |
RM 190,000 | 7000 | |
RM 192,000 | 7400 | |
RM 120,000 | 8000 | |
RM 120,000 | 8000 | |
RM 120,000 | 8000 | |
RM 120,000 | 8000 |
For more information, please check the links provided.
Online e Commerce
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
RM 24,000 | 1875 | 3000 |
RM 30,000 | 2000 | |
By Invitation Only | 2666.67 | |
By Invitation Only | 2666.67 | |
RM 36,000 | 3000 | |
By Invitation Only [Premier Customer] | 3000 | 1000 |
RM 60,000 | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 24,000 | 4000 | |
RM 36,000 | 4200 | 750 |
RM 36,000 | 4200 | 750 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Oversea
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 100,000 | 416.67 | |
By Invitation Only | 500 | |
By Invitation Only | 800 | |
By Invitation Only | 800 | |
By Invitation Only [RM 3mil AUM] | 909.09 | |
RM 100,000 | 1000 | |
By Invitation Only | 1000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 1000 | |
By Invitation Only | 1000 | |
By Invitation Only | 1000 | |
By Invitation Only | 1000 | |
RM 120,000 [AUM RM 1 mil] | 1000 | |
By Invitation Only [Premier Customer] | 1000 | 1666.67 |
RM 24,000 | 1041.67 | 1666.67 |
RM 120,000 | 1200 |
Usage of the HLB Visa Infinite is restricted to “Dining” only.
UOB PRVI Miles Elite card usage is for Agoda Booking with STIV currencies only. (Singapore, Thailand, Indonesia and Vietnam)
For more information, please check the links provided.
Petrol
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 190,000 | 1400 | 500 |
RM 30,000 | 2500 | |
RM 60,000 | 2500 | |
| 2500 | 500 | |
RM 24,000 | 3000 | |
RM 60,000 | 4000 | 500 |
RM 30,000 | 4000 | |
By Invitation Only | 5000 | |
RM 100,000 | 5333.33 | 2666.67 |
By Invitation Only | 5333.33 | 2666.67 |
RM 100,000 | 6000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 6000 | |
RM 100,000 | 6250 | 500 |
RM 36,000 | 6666.67 | 500 |
RM 24,000 | 6666.67 |
For more information, please check the links provided.
Pharmacy
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 80,000 | 1000 | |
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
By Invitation Only [Premier Customer] | 1875 | 1142.86 |
RM 36,000 | 2625 | 428.57 |
RM 36,000 | 2625 | 428.57 |
RM 36,000 | 3000 | |
RM 24,000 | 3000 | |
RM 60,000 | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 24,000 | 4000 | |
By Invitation Only | 5000 | |
By Invitation Only | 5000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Shopping
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
By Invitation Only [Premier Customer] | 1875 | 1142.86 |
RM 120,000 | 2000 | |
RM 60,000 | 2000 | |
RM 36,000 | 2625 | 428.57 |
RM 36,000 | 2625 | 428.57 |
By Invitation Only | 3000 | |
RM 60,000 | 4000 | 3000 |
RM 100,000 | 4000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 4000 | |
RM 30,000 | 4000 | |
RM 60,000 | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Transport
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 80,000 | 1000 | |
RM 24,000 | 1041.67 | 1666.67 |
RM 190,000 | 1400 | |
By Invitation Only [Premier Customer] | 1875 | 1142.86 |
RM 36,000 | 2625 | 428.57 |
RM 36,000 | 2625 | 428.57 |
RM 24,000 | 4000 | |
RM 60,000 | 4000 | |
By Invitation Only [RM 3mil AUM] | 4000 | |
RM 30,000 | 4000 | |
RM 24,000 | 4000 | |
RM 24,000 | 4820 | |
By Invitation Only | 5000 | |
RM 100,000 | 5333.33 | 2666.66 |
By Invitation Only | 5333.33 | 2666.67 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Utilities
| card name | 1000 Enrich (RM) | Enrich Cap (RM) |
|---|---|---|
RM 24,000 | 1041.67 | 1666.67 |
RM 24,000 | 1875 | 3000 |
By Invitation Only [RM 3mil AUM] | 4000 | |
By Invitation Only | 5000 | |
By Invitation Only | 5000 | |
RM 100,000 | 6000 | |
RM 48,000 [Medical doctors registered with Malaysian Medical Council (MMC) and dentists registered with Malaysian Dental Council (MDC)] | 6000 | |
RM 24,000 | 6666.67 | |
By Invitation Only [AUM RM 350k] | 7000 | |
RM 190,000 | 7000 | |
RM 192,000 | 7400 | |
| 8000 | ||
RM 100,000 | 8500 | |
By Invitation Only | 10000 | |
RM 48,000 | 10000 |
Usage of the CIMB e Credit Card is restricted to the 28th day of each month.
For more information, please check the links provided.
Share