AmBank SIGNATURE Priority Banking - The Metal Visa Infinite Credit Card
Annual Income
Annual Fee (Main)
Annual Fee (Sup)
Basic Info
Spending Criteria
Lounge Access
Mileage Partners
Get 10X AmBonus Point for every RM 1 swipe on retail transactions overseas (excluding online purchases).
Gain 1X AmBonus Point for every RM 1 swipe on other transactions, excluding petrol and eWallet.
Expenditure
Multiplier
Shopping
Transport
Pharmacy
Petrol
Utilities
Insurance
Groceries
Entertainment
Dining
E wallet
Education
Online e-commerce
Oversea
Hotel
Airlines
Duty Free
Not a Cash Back Card
Expenditure
Cash Back (Cap)
Shopping
Transport
Pharmacy
Petrol
Utilities
Insurance
Groceries
Entertainment
Dining
E wallet
Education
Online e-commerce
Oversea
Hotel
Airlines
Duty Free
TOTAL
Airlines
1,000 Partner Miles
Malaysia Airlines
AirAsia
Singapore Airlines
Cathay Pacific
Air France
EVA Air
British Airways
Etihad Airways
Turkish Airlines
Qatar Airways
Emirates
Japan Airlines
Qantas Airways
Vietnam Airlines
Thai Airways
United Airlines
Hainan Airlines
Delta Airlines
Batik Air
Full-service carrier (FSC)
Oneworld members:
Malaysia Airlines, Cathay Pacific, British Airways, Qatar Airways, Japan Airlines and Qantas
Star Alliance members:
Singapore Airlines, EVA Air, Thai Airways, Turkish Airlines and United Airlines
SkyTeam members:
Air France, Delta Airlines, Vietnam Airlines
No alliance:
Etihad, Erimates and Hainan Airlines.
Low-cost carrier (LCC)
AirAsia and Batik Air
Balance Transfer
- Balance Transfer Plan – It is a feature that allows you to move debt from one or more existing credit cards or loans to a new credit card, typically with a lower or promotional interest rate.
- Loan on Card Plan – It is a feature that allows a cardholder to convert their available credit limit into cash, which they can then repay in fixed monthly installments over a set period, often with a specific interest rate.
- Installment Plan – It is an easy payment plan breaks down a large purchase into manageable monthly installments, making it easier to afford expensive items over time.
- Periodically, certain banks may offer promotional campaigns with highly competitive interest rates. We recommend checking the credit card services page of each bank for the latest offers.
Tenure / month
Interest Rate
Min Amount / RM
3
6
9
12
18
24
36
- The first value in the table represents the one-time upfront fee, while the second value denotes the annual interest rate. For instance, 3.99% / 0% means the balance transfer plan imposes a 3.99% one-time fee with 0% annual interest. Conversely, 0% / 9.88% indicates no one-time fee is charged, but the balance transfer accrues interest at 9.88% per annum.
Loan on Card
Tenure / month
Interest Rate
Min Amount / RM
3
6
9
12
18
24
36
- The name of this service differs across banks. For example, Maybank refers to it as EzyCash, AmBank as QuickCash, Hong Leong Bank as Call for Cash Plus, CIMB as CashLite, and RHB Bank as CashXcess, among others.
- The first value in the table represents the one-time upfront fee, while the second value denotes the annual interest rate. For instance, 3.99% / 0% means the Loan on Card plan imposes a 3.99% one-time fee with 0% annual interest. Conversely, 0% / 9.88% indicates no one-time fee is charged, but the Loan on Card Plan accrues interest at 9.88% per annum.
Installment Plan
Tenure / month
Interest Rate
Min Amount / RM
3
6
9
12
18
24
36
- 0% Easy Pay
- Only applies at selected partner merchants that have a collaboration with the bank.
- The bank absorbs the cost (or shares it with the merchant), so the customer enjoys true 0% interest.
- Tenure can be quite long (up to 36 months), but strictly limited to purchases at those merchants.
- Flexi Payment Plan (FPP)
- Can be applied to any retail purchase (not limited to partner merchants).
- Since it’s not subsidized by a merchant, the bank charges an interest rate (e.g., 9.88% p.a. or similar).
- Gives flexibility but at a cost.
Extra Information
Lounge Access:
1. AmSPB member with AUM below RM 200,000 – 6X access per calendar year (Principal Cardholder ONLY) with a minimum spend of RM1,000 within 30 calendar days before and/or 30 calendar days after each lounge access.
2. AmSPB member with AUM from RM 200,000 to RM 499,999 – 8X access per calendar year (Principal Cardholder and Supplementary Cardholder) without spending requirement.
3. AmSPB member with AUM above RM 500,000 – Unlimited access per calendar year (Principal Cardholder and Supplementary Cardholder) without spending requirement.
To be eligible for the complimentary access, the respective AmSPB Primary and/or Supplementary member MUST maintain their individual respective Principal AUM on the month of access as stated in the table above with the Bank. The AUM criteria on the access month are based on the month end position (final day of the month).
Assets Under Management (AUM)” means the total deposits of the Customer (as Primary Account holder) which include Current Account/ Current Account-i, Savings Account/ Saving Account-i or Fixed Deposit/Term Deposit (including Foreign Currency Account/ Foreign Currency Account-i) and total Investment product holdings of the customer (as Primary Accountholder) inclusive Bancassurance/Bancatakaful whether Conventional or Islamic in the Bank.
LoungeKey Lounges access is open to all Principal and Supplementary AmBank SIGNATURE Priority Banking The Metal Visa Infinite Credit Card Cardholders. Terms & Conditions
Element
Info
FD Pledge
FD Pledge Amount
Min Credit Limit
PPL Access (Main)
PPL Access (Sup)
PPL Spending Requirement
PPL T&C
TCL Access (Main)
TCL Access (Sup)
TCL T&C
Travel Insurance
Travel Insurance Max Coverage
Travel Insurance T&C
Golf
Golf T&C
Oversea FX Rate
Last Update