1x Reward Points will be awarded for every RM 1.00 Eligible Spend transaction charged and posted to your HSBC Premier World Mastercard Credit Card and there is no capping on the 1x Reward Points.
Additional Reward Points (“ARP”) subject to capping are awarded for the following categories of spend:
Contactless Purchases, Groceries, Online Shopping and Overseas Spend.
Additional Reward Points Cap per month is as follows:
8,000 ARP for Contactless Purchases, 4,000 ARP for Groceries, 4,000 ARP for Online Purchases and 15,000 ARP for Overseas Spend (an additional cap of 185,000 Rewards points will be granted to you if you meet the account minimum eligibility criteria for the account stated in the website for HSBC Premier (valid till 31 December 2026).
Additional Reward Points for online purchases are awarded only on transactions made in Malaysian Ringgit online from participating merchants: Lazada, Fave, Grab, Shopee and Zalora.
Additional Reward Points for overseas spend are awarded on spend that is posted to your HSBC Premier World Mastercard Credit Card account for face-to-face transactions made in foreign currency outside Malaysia.
The terms used herein are as defined in the Programme Terms and Conditions.

In addition to the 1x Reward Points, you also stand to receive Additional Reward Points for below category of spend subject to the Additional Reward Points Cap:
(a) 9x Additional Reward Points for Oversea spend (capped at 15,000 Additional Reward Points)
** 5x Additional Reward Points for Oversea spend if you meet the account minimum eligibility criteria for the account [total relationship balance (TRB) of RM 300,000, more details click HERE] for HSBC Premier (valid until 31st December 2026).
An Additional cap of 185,000 Rewards points will be grandted to you if you meet the account minimum eligibility criteria state in HERE. (valid until 31st December 2026).
All local spend, all Contactless Purchases, Online Spend, Insurance, and Utility Payment are excluded in the Additional Reward Points programme.

(b) 7x Additional Reward Points for Contactless Purchase (capped at 8,000 Additional Reward Points)
All Overseas Spend, Insurance and Utility Payments are excluded in the Additional Reward Points programme.

(c) 4x Additional Reward Points for Groceries (capped at 4,000 Additional Reward Points)
All Contactless Purchases, Overseas Spend, and Online Shopping are excluded in the Additional Reward Points programme.

(d) 4x Additional Reward Points for Online Shopping (capped at 4,000 Additional Reward Points)
All Overseas Spend made in foreign currency, Online Insurance and Utility Payments are excluded in the Additional Reward Points programme.
List of Participating Merchants for Online Shopping: Lazada, Fave, Grab, Shopee and Zalora